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How I can help with Mortgages

Mortgage approval is one of the most critical part involved in a home search. I work with a team of mortgage agents that can help you determine your lending power within days.

Your lending power is determined by your gross debt services ratio, which is your income minus any debts that you owe (for example. Student loans, car payments and credit card bills).

We can also help with first time home buyers, equity take outs, refinancing and high ratio mortgages. We can even help international clients that are looking into financing to get approved from A lenders. Our network can also connect you with over 30 lenders. We also work with private lenders that are willing to provide loans on high risk mortgages.

Interest rates can greatly effect your return on investment. This makes it crucial to find the right experts to help you shop for the best product that suits you. We can also help you calculate your payment schedules and amortization periods as well. International clients that are able to provide more of a down payment will still have the ability to be per-approved.




Contact me today to see what you are approved for:


Wins Lai
Real Estate Broker
Living Realty Inc., Brokerage
m: 416.903.7032

p: 416.975.9889
f: 416.975.0220
a: 7 Hayden Street Toronto, M4Y 2P2
w: e: [email protected]
*Top Producer, President’s Award and New Home Sales Silver – 2017


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